Results for Search Submit Filter by: Advanced Filter All results Solutions Industry Typelist People Client Story Insights/Blogs Sort by: Relevance Date Filter Search Sort by RelevanceDate Order AscDesc Blog August 17, 2023 From cash to credit to crypto, exploring how we think about money The concept of credit dates back at least 5,000 years. Archaeologists unearthed clay tablets that show agreements between Mesopotamians and merchants from nearby Harappa to buy something in the moment and pay for it later—layaway in the cradle of civilization. Globally, there are no “cashless countries,” but several are getting close. Canada tops the list, with Sweden, the UK, France and the… Blog October 17, 2023 The past, present and future of the U.S. dollar with David Cowen, President and CEO of MoAF "This inflation is so bad, George Washington writes a letter in the middle of the war saying, 'A wagonful worth of money won’t buy a wagonful worth of provisions.' So, who is going to straighten all of this out? Well, we become a nation officially, April 30, 1789. George Washington takes the oath of office in New York City, and then he brings on Alexander Hamilton to be the secretary of the… Blog October 25, 2023 Exploring an evolving payments landscape with the Commonwealth Bank of Australia "Based on industry data, more than 30% of Australians have been using mobile wallets when they make payments instore. As compared to US, that’s 1.7% and for Germany at 6.1%, and I see that trend continue to grow." "Banks have a large and trusting customer base and extensive in-person and digital distribution network, which provides a strong starting point for gaining scale with payments… Blog November 6, 2023 J.P. Morgan global executive: With ISO 20022, a ‘generational change’ is coming in payments The move to ISO 20022 is a generational change in payments and probably the largest we will see in the payments space in our careers. At J.P. Morgan, we made a bold choice to be an early adopter.The payments industry has a socio-economic responsibility to continually innovate while safeguarding against systemic risk and financial crime. By 2035, I think we’ll edge closer to being a cashless… Blog August 16, 2016 How Can I Increase the Value of My Marketing Investments Using Predictive Analytics - A Real Life Use Case In my last blog, I discussed how predictive analytics can increase your marketing bang for the buck by giving you clear insights into where to spend your marketing dollars. In this entry, I'll give you a real-world example of how a retail department store chain with multiple product categories decided who to target for a store mailer using analytics and customer segmentation. To determine their… Blog November 7, 2023 Navigating an uncertain future with financial innovation expert Peter Davey of Alloy Labs "I do think that we have a good opportunity to continue to reduce cash, but I don't know that we'll ever get rid of it because unless there's some type of legislative capability that Congress holds to get rid of cash, I just don't think that constituency will ever let it go." "As you start to see some of these new real-time and instant payment capabilities adopted, including some of the… Blog November 28, 2023 Is your business ready for digital currencies? Dennis Chookaszian on what to do next "I’m not aware of many boards are actually using it as a stored value or an investment technique. On the other side of it, the payments mechanism, at some point crypto has the ability to reduce payment cost, and if that happens, boards will need to address it but it’s a long time in coming.""Since there’s no regulation, it’s highly risky and from my perspective, I wouldn’t advise any of my boards… Podcast Transcript November 14, 2023 Transcript | Warm, Interconnected Qubits— with Universal Quantum Quantum computing faces several scaling issues to achieve fault-tolerant systems that can solve practical business problems. We need high-fidelity interconnect to have modules or even full quantum computers work as one powerful system. And qubits could stand to run a little hotter as refrigeration gets out of hand as we add more of the sensitive little entities. Join host Konstantinos Karagiannis… Blog November 29, 2023 How Tech Firms Can Prepare for New EU Operational Resilience Rules on ICT Risks The big picture: A two-step indicator-based approach proposed by EU supervisory authorities will be used to assess ICT services providers to determine whether they should be designated as critical and subjected to oversight under the Digital Operational Resilience Act (DORA). Why it matters: For many technology firms designated as critical, meeting the requirements of DORA and financial services… Blog November 29, 2023 Capabilities, Limitations of Microsoft’s Native SoD Tool Segregation of duties (SoD) is a well-known term among auditors and anyone who has ever been audited. SoD is the understanding that no user should have access to two conflicting business functions that would allow a user to commit fraud or error (e.g., the ability to create a vendor record, then process a payment to that vendor). The idea can be intimidating and overwhelming to those who do not… Load More