Christine Reisman

Christine is a Managing Director and Solution Lead within Protiviti's Risk & Compliance practice. Christine focuses on regulatory compliance matters for Financial Services Institutions specializing in the payments industry. Christine has subject matter expertise in anti-money laundering and sanctions compliance. Christine has performed extensive work with top tier global financial and payments institutions to address regulatory enforcement actions and improve global compliance risk management, compliance and operation programs. Previously, Christine spent time as Head of Operations at a technology consultancy and a fixed income trading analysts at an institutional asset manager.

Major Projects

Payments and FinTechs: Many of Christine’s clients include large payments companies and FinTechs, including merchant acquirers, sponsor banks, payment processors and service providers and card networks. Within this sector of clients, Christin e has developed and implemented global target operating models, conducted independent sponsor bank and board effectiveness reviews, assessed and matured alternative payment method programs, implemented financial crime compliance technology, overseen global internal audits and collaborated directly with clients to respond to global regulatory requirements and remedial actions. 

AML Compliance Program Adv isory and Remediation: Christine routinely assists global financial institutions, including corporate investment and retail banks, credit card companies, wealth, asset and fund managers and challenger banks with its financial crime compliance requirements, including AML, sanctions, fraud, and anti-bribery and corruption. The scope of her work includes designing and automating enterprise-wide global AML and sanctions risk assessment. This includes development of geography, product and customer/merchant risk rating methodologies, governance, transaction monitoring and customer risk management programs.

Sanctions Validation and Remediation: Christine has been engaged by many global clients to assess sanctions compliance program, including review of sanctions audit programs, policies and procedures review and redesign, list management practices and improvement, system implementation, optimization and tuning, Part 504 reviews, and data reconciliation and remediation efforts. Additionally, her work has included reviewing and improvement of end -to-end customer maintenance, including screening at onboarding and redesign of customer and merchant risk management programs.

Regulatory Response: Christine has been engaged by several clients to assist with proactive and reactive regulatory driven reviews, primarily with the FCA, DNB, NYDFS, FRB and OCC. Review types include regulatory issue validation, response and delivery management and oversight, and implementation of regulatory requirements.

Transformation: Christine partners with multiple technology partners within the financial services industry and collaborates with her clients to redesign and transform financial crime operating models, optimize efficiencies and effectiveness within transaction monitoring, customer risk management, and sanctions screening. These designs include global staffing strategies, governance and outsourcing, risk and reporting reviews.

Areas of Expertise

• Regulatory
• Anti-Money Laundering
• Sanctions Compliance
• Risk Management
• Internal Audit
• Fraud Risk Management
• Investigations

Industry Expertise

• Financial Services
• Payments
• Capital Markets

Education

• BSBA, Washington University in St. Louis
• MA, Washington University in St. Louis

Certifications

• Institution of Internal Auditors
• Certified Anti-Money Laundering Specialist (CAMS)
• Association of Certified Sanctions Specialists (ACSS)